Thank you for visiting. STL-insurance is an online insurance brokerage, a subsidiary of Jim Nesser Insurance. STL-Insurance.com has been online for 6 years. We service only the Saint Louis Metro area and outlying counties around Saint Louis
We give people the pricing of a brokerage but the quality of service that you
would expect from an agent. We are committed to customer satisfaction and low
prices.
Give STL-insurance an opportunity to compete for your insurance needs, you will not be disappointed. Many times we can offer better pricing than most large online companies.
Frequently asked questions
- Many people ask what is the difference between an insurance broker and an insurance agent?
- How can a broker get less expensive rates vs. an agent?
- So what you're saying is that you can get cheaper rates from XYZ Company than going to XYZ's own company website?
- I am a small business. Do you have case studies of satisfied STL-insurance customers?
- Why is Stl-insurance better than other online competitors?
Many people ask what is the difference between an insurance broker and an insurance agent?
A broker is a Missouri Division of Insurance licensed insurance professional who represents a group of insurance companies. This person is authorized to sell insurance products on behalf of the company. An agent is an actual employee of the company and can only sell products for that company.
How can a broker get less expensive rates vs. an agent?
Brokers sell in bulk to the insurance companies. Bulk means the insurance
companies will offer cheaper rates in return for a large amount of policies An
agent is a direct representative of only 1 company, in return cannot offer any
discounts.
I am a small business. Do you have case studies of satisfied STL-insurance
customers?
Yes
Why is Stl-insurance better than other online competitors?
With Stl-insurance, you will have our representative call you and go over your
coverage options, before we do the shopping. This way we can be sure of an
accurate policy quote, and something you can rest comfortably with. Most
policies will have needs that are best answered by a Missouri Division of
Insurance licensed professional, instead of a computer program.